Wealth Succession (Pty) Ltd – Privacy Notice

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Introduction:

Wealth Succession (Pty) Ltd (“Wealth Succession”), as a Juristic Representative under Carrick Wealth (FSP 45621), is committed to protecting your personal information. This Privacy Notice explains how we collect, process, share, and protect your personal information in line with the Protection of Personal Information Act, 2013 (POPIA) and applicable regulations.

By using our services, engaging with us, or visiting our website, you consent to the processing of your personal information as described in this notice.

For more detail, you may also refer to the Carrick Group Privacy Notice and Data Protection Statement, which applies across the Group.

What Information We Collect

We may collect the following types of personal information:

  • Identity details (name, ID/passport number, date of birth)
  • Contact information (address, email, phone number)
  • Financial information (bank details, policy/investment numbers)
  • Employment or company details
  • Online identifiers (cookies, device details, IP address)
  • Any correspondence or preferences shared with us

How We Collect Your Information

We collect personal information:

  • Directly from you (e.g., through forms, calls, emails, or meetings)
  • From third parties with your consent (e.g., product providers)
  • Automatically via our website and digital platforms (cookies, CRM activity)

Why We Process Your Information

We process personal information only for lawful and specific purposes, including:

  • Providing financial and intermediary services
  • Meeting our legal and regulatory obligations
  • Performing a contract with you
  • Protecting your legitimate interests
  • Marketing services (only with your consent)

Direct Marketing

We only send direct marketing communications with your explicit consent, as required by POPIA. You may withdraw your consent at any time by contacting us or using the unsubscribe option in communications.

Data Retention

We keep personal information only as long as necessary to:

  • Fulfil the purposes for which it was collected, or
  • Meet legal, contractual, or regulatory obligations.

Where possible, information may be de-identified for statistical or research purposes.

Your Rights

You have the right to:

  • Access or request correction/deletion of your personal data (by submitting Form 2 under POPIA)
  • Object to processing (by submitting Form 1 under POPIA)
  • Lodge a complaint with the Information Regulator
  • Be notified if your data is compromised in a breach

Cookies and Website Use

We use cookies to enhance your browsing experience. You can manage cookie preferences through your browser settings.

Security

We implement appropriate physical, technical, and organizational safeguards to protect your personal information. Where we use third-party service providers, we require them to apply equivalent security standards.

Cross-Border Processing

Your information may be processed or stored outside South Africa through Carrick Group systems or service providers. All cross-border transfers comply with POPIA and international data protection standards.

Updates to This Privacy Notice

We may update this notice from time to time. Updates will be published on our website and will take effect upon publication.

Contact Us

This Privacy Notice is a summary prepared for client transparency. The full Carrick Group Privacy Notice and Data Protection Statement (which also applies to Wealth Succession as part of Carrick Financial Services) is available on request. For queries under this Privacy Notice, please contact:

Wealth Succession (Pty) Ltd
Email: info@wealthsuccession.co.za

For Group-related data queries, you may also contact:
Carrick Wealth (Pty) Ltd
Email: info@carrick-wealth.com
Website: www.carrick-wealth.com

Wealth Succession (Pty) Ltd operates as a Juristic Representative of Carrick Wealth (Pty) Ltd, FSP 45621